Why We Collect and Use Personal Information
We collect, use and disclose personal information primarily for benefit administration purposes and also for optional marketing purposes. Collectively we refer to the benefit administration purposes and the optional marketing purposes as the “purposes”.
Optional Marketing Purposes
From time to time, subject to any legal and contractual restrictions, we may also collect, use and disclose basic information about an individual, such as their contact information, to offer or inform individuals of upgraded or additional products and services (the “marketing purposes”). These marketing purposes are entirely optional and any individual who does not wish us to collect, use or disclose their personal information for these optional marketing purposes may contact us.
How We Obtain Consent
Safeguarding Personal Information
We restrict access to personal information to those of our employees, authorized administrators, and consultants who need to know that information for legitimate business purposes. We protect personal information by applying physical security measures and barriers to our premises, by adopting policies and procedures to protect information, and technologically, where appropriate, by the use of security measures, including passwords, encryption, firewalls and other software security solutions.
The Personal Information We Retain
Access to Information
With satisfactory identification and proof of entitlement, an individual may request to access and, if applicable, request that we correct, personal information about them in our possession. Individuals should be aware that the right to access the personal information we hold about them is not absolute. For example there is no right to access and we may decline a request for access, if the information requested is subject to a legal privilege.